the7thirteen

Photo: Thanks to Aron Visuals Can we can all agree that Sauron, a character in J. R. R. Tolkien’s Lord of the Rings fantasy books, was not a very nice guy?   It’s fortunate he wasn’t better organized.   Sauron's plan for Middle-Earth conquest involved passing out 19 different rings of power to various elves, dwarves and humans.   Sauron then held back the “One Ring” that he intended to use in order to control the other 19 and … lost it.   There are many take-aways here.   “Simple” does not always equate to “well-organized.”   If Sauron lived in modern times, I am sure he would’ve used the same password for all his email and online accounts.   Organization is an important part of success, whether you are trying to conquer mythical worlds, or just trying to complete a Chapter 13 bankruptcy plan.   As discussed in a recent post , it is important to know which creditors are covered by Chapter 13 plan payments, and which ones must continue to be paid separately.   If you